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{]oanbw t_msïSp¯mð tem«dn ASn¡ptam? t_mïv DÅhÀ¡v ]eni e`n¡ptam? Adnªncnt¡ï ]¯v Imcy§Ä

Britishmalayali
kz´wteJI³

bpsIbnse Kh¬saâv t_mïmb {]oanbw t_msïSp¡pt¼mÄ ]eÀ¡pw ]e kwib§fpw DïmImdpïv. {]oanbw t_mïns\¡pdn¨dntbïpó {][m\s¸«v ]¯v Imcy§fmWv C\n ]dbpóXv.

1. \n§fpsS ]enisbmcp tem«dnbmWv

{]naobw t_mïv shdpsamcp tkhnwKvkv A¡uïmWv. amktXmdpapÅ Hcp ss{]kv t{UmbneqsSbmWv CXnsâ ]eni sImSp¡póXv Xocpam\n¡póXv. Hmtcm ]uïv hnebpÅ Hmtcm t_mïneqsSbpw 25 ]uïv apXð Hcp aney¬ ]uïv hscbpÅ ss{]kpIÄ t\Sm³ km[yXbpïv. Nnet¸mÄ Hópw e`n¨nsñópw hcmw. Ct¸mÄ \n§Ä¡v Hcp ]uïv hnebpÅ \qdv {]oanbw t_mïpIÄ hsc an\naw hm§mhpóXmWv. amIvknaw hm§mhpó t_mïpIfpsS ]cn[n ASp¯nsS 40,000 ]uïm¡n hÀ[n¸n¨ncn¡póp. ]gb t_mïpIfneqsS Ipdt¨ t\Sm\mhq Fóv NneÀ ]dbpópïv. Fómð AXnð bmYmÀ°yansñódnbpI.

2.  amkwtXmdpw cïp XhW Hcp aney¬ ]uïnsâ ss{]kpIÄ
 
Cu amkwapXð amkwtXmdpw cïp XhW Hcp aney¬ ]uïnsâ ss{]kpIÄ {]nanbw t_mïpIfnteÀs¸Sp¯nbn«pïv.

3. ss{]kv^ïnsâ ]eni\nc¡v 1.35 iXam\w

ASp¯nsS {]oanbw t_mïn\v Hcp ]eni\nc¡v GÀs¸Sp¯nbncn¡póp. AXnsâ hmÀjnI ss{]kv \nc¡mWXv. icmicn BfpIÄ¡pw ss{]kv t\Sns¡mSp¡m\mWnXv. 1.35 ]uïn\v hÀj¯nð 100 ]uïv t\Smsaóv CXv {]hNn¡pópïv. Fómð CXv A{]mtbmKnIamWv. AXmbXv Gähpw sNdnb k½m\¯pI 25 ]uïmWv. hÀj¯nð 100 ]uïS¡pó 20 t]cnð 19 t]À¡pw Hópw e`n¡pónñ. AXnsemcmÄ¡v am{XamWv 25 ]utïm AXne[nItam e`n¡póXv.

4. \n§fpsS km[yXbdnbm³ {]oanbw t_mïv t{]m__nenän Imð¡pteäÀ ss{S sN¿pI

\n§fpsS k½m\ km[yXbdnbm³ {]oanbw t_mïnsâ t{]m__nenän Imð¡pteädnsâ tkh\w {]tbmP\s¸Sp¯mw. CXn\mbn ChnsS ¢n¡v sN¿pI. \n§Ä¡v F{X t_mïpIÄ e`n¡pw, hyXykvX kab]cn[n¡pÅnð \n§Ä¡v F{X k½m\w e`n¡psaóv Adnbm³ CXv ss{]kv Unkv{Sn_yqjs\ hniIe\w sN¿pw.

5. tSm¸v Iymjv \nkmkv {]oanbw t_mïn\v `ojWn

\nk (NISA) ]et¸mgpw {]oanbw t_mïns\ XIÀ¡mdpïv. Imjv \nkbneqsS \nIpXnbn\¯nð \n§Ä¡v hÀjw tXmdw 15,000 ]uïv em`n¡m\mhpw. {]oanbw t_mïpIsft¸mse ChbpsS ]enibv¡pw SmIvkv \ðtIïXnñ. Imjv \nkmkns\¡pdn¨dnbm³ ChnsS ¢n¡v sN¿pI. {]oanbw t_mïns\ Iymjv \nkmkpambn XmcXayw sN¿póXn\v ChnsS ¢n¡v sN¿pI

6. Aôv iXam\w _m¦v A¡uïv tkhnwKvkv {]oanbw t_mïpIÄ¡v shñphnfn

Cóv _m¦pIfpsS Idâv A¡uïpIÄ¡v \ñ ]eni e`n¡pópïv. AXn\mð C¯cw A¡uïpIfnð ]WanSpóhÀ {]oanbw t_mïpIfnð \nt£]n¡m³ aSn¡pópïv.

7. tkhnwKvkv A-¡uïv ]enitb¡mÄ Ipdª ]en-itb {]oanbw t_mïp-IÄ \ðIq
 
Ffp¸w e`n¡pó DbÀó tkhnwKvkv A¡uïpIÄ ( top easy access savings accounts) \ðIpó ]enitb¡mÄ Ipdª ]enitb ]et¸mgpw {]oanbw t_mïpIÄ \ðIpópÅq. C¯cw A¡uïpIÄ 1.4 AER thcnb_nÄ \ðIpópïv. Fómð {]oanbw t_mïpIÄ¡v CXv km[n¡pónñ.

8. CsXmcp hnPbambn ImWcpXv

bYmÀ°¯nð {]oanbw t_mïpIÄ \n§fpsS ]enibmWv \ðIpóXv. Fómð AXns\ Hcp k½m\w \ðIpóXv t]mse Nn{XoIcn¨mWv {]oanbw t_mïpIÄ sNehm¡pósXóv a\knem¡pI.

9. ]gb t_mïpIfpw \n§Ä hn³ sNbvXXpw ]cntim[n¡pI

{]oanbw t_mïpIfnepw aäv F³Fkv B³Uv sF \nt£]§fnepambn 435 aney¬ ]uïv \jvSs¸SpópsïódnbpI. ]gb t_mïpIsf t{Skv sN¿m\mbn ChnsS ¢n¡v sN¿pI. check if you're owed an old prize Fó en¦nepw ¢n¡v sN¿pI.

10. tkhnwKvknt\¡mÄ {]oanbw t_mïpIÄ kpc£nXamtWm..?

AXnsâ _e¯n\\pkcn¨mWv CXv Xocpam\n¡s¸SpóXv. F³Fkv B³Uv sF AXn\v ]n´pW \ðIpó {Sjdn Fónhbv¡\pkcn¨mWv CXnsâ _ew Xocpam\n¡póXv. bpsI sdKpteäUmb Fñm tkhnwKv A¡uïpIfpw Imjv \nkbpw 85,000 ]uïn\v apIfnepÅ XpI Hmtcm hyàn¡pw, C³Ìnänbqj\pw s{]m«IvSv sN¿pópïv. Kh¬saâv ]n´pW¡pó [\ImcyØm]\§fpsS \jvS]cnlmc kvIoapIfpsS ]n´pWtbmsSbmWv CXv {]Zm\w sN¿póXv. Fómð {]oanbw t_mïpIfnð \n§Ä¡v 40,000 ]uïv am{Xsa \nt£]n¡m\mhq.

Readers Comments

ChnsS sImSp¡pó A`n{]mb§Ä {_n«ojv aebmfnbptSXñ. tkmjyð s\ähÀ¡v hgn NÀ¨bnð ]s¦Sp¡póhÀ AÇoetam aX \nµtbm A]IoÀ¯nIctam \nbahncp²tam Bb A`n{]mb§Ä t]mÌv sN¿póXv ssk_À \nba{]Imcw in£mÀlamWv- þ FUnäÀ

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